Every month on record
Every balance you’ve entered, month by month, with the totals in your base currency. Correct any of them, or add a month you missed.
Private net worth tracker
Your net worth, kept private.
See everything you own and owe as one number, and watch it change over time. You enter your balances once a month; WorthOut encrypts them on your device and keeps them in your own cloud storage. No bank logins, and no account to create.
Free to use. Pro is €9.99, once.
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How it works
A few minutes, once a month
WorthOut is built around a monthly check-in rather than a bank connection, so you see your whole picture without handing anyone your logins.
- 1
Add your accounts
Savings, investments, your home and your pension, and what you owe on a mortgage, a loan or a card. In any currency.
- 2
Update your balances
Once a month, type in what each account holds. Anything you leave blank carries forward from last time, and your phone can remind you on the day you choose.
- 3
Watch it change
Your net worth, its chart and every account’s history, with what moved it each month.
Private by design
Nobody else can read your numbers. Not even us.
WorthOut has no server holding your data and no accounts to sign up for. Everything is encrypted on your device, with a passphrase only you know, before it’s saved anywhere.
See exactly who sees whatEncrypted on your device
Balances, account names and notes are encrypted before they’re saved anywhere, with a key only your passphrase can open.
Kept in your own cloud
Your vault is a folder of encrypted files in your Google Drive. WorthOut can only see the files it made there.
No account, no bank logins
There’s nothing to sign up for and no bank connection to trust. You type in your balances yourself.
Only you hold the keys
A recovery key, saved when you start, opens your vault if you forget your passphrase. We can’t reset either, by design.
Features
What WorthOut does
Track your balances, see what changed and plan ahead, on your phone, in your browser or on your desktop.
Home screen widgets
Your net worth, its chart or a goal on your Android home screen.
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Update in minutes
Type in what each account holds today. Anything you leave blank carries forward, and accounts in other currencies get the day’s exchange rate.
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Insights
What moved your net worth, how much came from exchange rates, and how your debts, trends, growth and ratios are going.
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Goals
A target for your net worth, an account or paying off a debt, with what it takes each month and when you’ll get there at your pace.
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Windows, Mac and Linux
A desktop app, too
Open the web app in Chrome or Edge and choose Install as an app in Settings › About. WorthOut then opens in its own window, from your Start menu, Dock or app launcher, and works offline like the phone app.
Open the web app
Any currency
Keep accounts in other currencies. Central banks’ exchange rates are filled in for you each day, and you can always type your own.
Works offline
Every device keeps a full copy, so WorthOut opens without a connection and syncs when it’s back.
All your devices
Your phone, your browser and your desktop stay in step through your own storage.
Always yours to take
Export to a spreadsheet or a complete backup at any time, free, and bring your history in from a spreadsheet.
Pricing
Free to use. Pro is yours for good.
No subscription and no ads. Pay once if you want more, and it covers every device you use.
Free
€0on one device
- Unlimited accounts and snapshots
- Your dashboard, chart and history
- What moved since your last update
- One goal
- Automatic exchange rates
- Backups to your own Google Drive
- Export and import
Pro One payment
€9.99once, VAT included
Everything in Free, and:
- Sync across all your devices
- Your phone, browser and desktop together
- Insights for any period: the currency effect, trends, growth and ratios
- Any number of goals
- Home screen widgets on Android
Buy it in the Android app or the web app. Pro belongs to your vault, so it unlocks every device that opens it.
Get WorthOut
Android, web and desktop
Web and desktop
In any up-to-date browser, and it installs as a desktop app on Windows, Mac and Linux.
Open the web appiPhone
The iPhone app is coming soon.
Coming soonQuestions
Good to know
- Can WorthOut see my balances?
- No. They’re encrypted on your device before they’re saved, with a key protected by your passphrase, which never leaves your devices. Our only server signs Pro licences and never receives financial data.
- Does it connect to my bank?
- No, on purpose. You type your balances in, usually once a month, so no bank login is ever shared and nothing breaks when a bank changes its systems.
- What if I forget my passphrase?
- Use the recovery key you saved when you started; it lets you set a new passphrase. Without either, nobody can open your vault, us included.
- Which cloud storage does it use?
- Google Drive, for now. WorthOut can see only the files it created there, and those are encrypted. More storage options are on the way.
- Can I use it on my computer?
- Yes, on Windows, Mac or Linux. Open the web app in your browser, or install it as a desktop app with the Install as an app button in Settings › About (in Chrome or Edge).
- Is there an iPhone app?
- An iPhone app is coming soon.
- What happens if WorthOut ever stops?
- Your vault stays in your Google Drive and you can export everything. Pro licences are checked on your device, so they don’t depend on our server.
- Is Pro a subscription?
- No. Pro is €9.99, once, and it unlocks every device that opens your vault.